Effective Date: 01/10/2025

Osprey Financial Research, DBA as Outsider Club and American Stock Investor ("we," "our," or "us") respects your privacy and is committed to protecting it through this Privacy Policy. This policy describes how we collect, use, disclose, and safeguard your information when you visit our website [Oustiderclub.com & amercianstockinvestor.com] or engage with our email marketing services. Please read this policy carefully to understand our practices.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

• Name

• Email address

• Phone number (if provided)

• Billing and shipping address

• Any other information you voluntarily provide when signing up, completing forms, or communicating with us

b. Non-Personal Information

• IP address

• Browser type and version

• Device type

• Pages visited and time spent on our site

• Referring website

• Cookies and similar technologies

2. How We Use Your Information

We may use the information we collect for the following purposes:

• To provide, operate, and maintain our website and services

• To process transactions and deliver purchased products or services

• To send newsletters, marketing emails, and promotional offers (you can opt-out at any time)

• To respond to your inquiries and provide customer support

• To improve our website, services, and marketing efforts

• To detect and prevent fraudulent or unauthorized activities

3. How We Share Your Information

We do not sell your personal information. However, we may share your information with:

• Service Providers: Third parties that assist us in operating our website, conducting our business, or providing services to you (e.g., payment processors, email marketing platforms).

• Legal Requirements: Authorities, if required by law or to protect our rights and safety.

• Business Transfers: In connection with a merger, sale, or acquisition.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience. Cookies help us analyze website traffic and improve functionality. You can manage your cookie preferences through your browser settings.

4. Your Choices

a. Marketing Communications

You can opt-out of receiving marketing emails by clicking the "unsubscribe" link in our emails or by contacting us directly.

b. Access and Correction

You can request access to or correction of your personal information by contacting us at [email protected]

c. Do Not Track

Our website does not currently respond to Do Not Track signals.

6. Data Security

We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no internet transmission or electronic storage is entirely secure, and we cannot guarantee absolute security.

7. Retention of Data

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required by law.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. Please review their privacy policies before providing any information.

9. Children's Privacy

Our website and services are not directed at individuals under 13. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under 13, we will delete it immediately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the "Effective Date" updated. We encourage you to review this page periodically to stay informed.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at:

Osprey Financial Research, LLC

Email: [email protected]

Phone: 888 974 8744

Address: 5004 Honeygo Center Drive. STE 102-202, Baltimore, MD 21128

By using our website or engaging with our email marketing services, you consent to the terms outlined in this Privacy Policy.